Privacy policy

This privacy policy describes the uses of Finlo

Finlo's politics

The privacy of visitors to our website is very important to us, and we are committed to protecting it. This policy details what we do with your personal information. Consenting to our use of cookies in accordance with this policy on your first visit to our website allows us to use cookies each time you visit our site

This document was created using a template from SEQ Legal (seqlegal.com) and has been modified by Website Planet (www.websiteplanet.com)

Collect of data

The following types of personal information may be collected, stored and used :

  • 01. Information that you enter when you create a profile on our website such as your name, profile picture, gender, date of birth, educational background and career history
  • 02. Information such as your name and email address, which you enter to subscribe to our emails and/or newsletters
  • 03. Information that you enter when you use the services of our website
  • 04. Information generated during the use of our site, including when, how often and under what circumstances you use it
  • 05. Information relating to the purchases you make, the services you use or the transactions you make on our site, which includes your name, address, telephone number, e-mail address and banking information
  • 06. Information that you publish on our website with the intention of publishing it on the internet, and which includes your login, profile pictures and the content of your publications
  • 07. Information contained in any communications you send to us by e-mail or on our website, including their contents and metadata
  • 08. Any other personal information that you provide us

Before disclosing personal information about another person to us, you must obtain that person's consent to the disclosure and processing of that personal information in accordance with the terms of this policy

What we do with your information

Personal information provided to us through our website will be used for the purposes described in this policy or in the relevant pages of the site. We may use your personal information for:

  • 01. Manage our website and our company
  • 02. customize our website for you
  • 03. allow your use of the services offered on our website
  • 04. send you the goods purchased on our site
  • 05. to provide you with the services purchased on our site
  • 06. Send you statements, bills and payment reminders, and collect your payments
  • 07. To send you non-marketing related commercial communications
  • 08. To send you e-mail notifications that you have expressly requested
  • 09. Send you our newsletter by e-mail, if you have requested it (you can inform us at any time of your wish to no longer receive our newsletter)
  • 10. To send you marketing communications relating to our company or to carefully selected third-party companies that we believe may be of interest to you, in the form of a publication, or if you have expressly given your consent, by e-mail or similar technology (you may inform us at any time of your wish to stop receiving marketing communications)
  • 11. Provide statistical information about our users to third parties (without such third parties being able to identify an individual user with such information)
  • 12. To process requests and claims relating to your website made by or about you; To maintain the security of our website and prevent fraud
  • 13. Verify compliance with the terms and conditions that govern the use of our website (including monitoring private messages sent through our website's private messaging service)
  • 14. And other uses

If you submit personal information on our website for the purpose of publishing it, we will publish it and may use this information in accordance with the permissions you grant us. Your privacy settings may be used to limit the publication of your information on our website and may be adjusted in your privacy settings on the website. Without your explicit consent, we will not provide your personal information to third parties for their direct marketing or that of other third parties

Disclosure of your personal information

We may disclose your personal information to any of our employees, officers, insurers, professional advisors, agents, suppliers, or contractors to the extent reasonably necessary for the purposes set forth in this policy. We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all of its subsidiaries) to the extent reasonably necessary for the purposes set forth in this Policy. We may disclose your personal information

  • 01. To the extent we are required to do so by law
  • 02. In the context of any current or future legal proceedings
  • 03. To establish, exercise or defend our legal rights (including providing information to others for fraud prevention and credit risk reduction purposes)
  • 04. To the purchaser (or potential purchaser) of any business or asset in our possession that we wish to sell (or are considering selling)
  • 05. To any person we reasonably believe is a member of a court or other authority having jurisdiction to disclose such personal information if, in our opinion, such a court or authority would be likely to require disclosure of the personal information

Except as otherwise provided in this policy, we will not disclose your personal information to third parties.

International data transfers

The information we collect may be stored, processed and transferred in all countries in which we operate, to enable us to use the information in accordance with this policy. The information we collect may be transferred to the following countries that do not have data protection laws equivalent to those in force in the European Economic Area: the United States of America, Russia, Japan, China, India and African countries. Personal information that you publish on our website or submit for publication may be available, via the Internet, worldwide. We cannot prevent the use or misuse of this information by third parties. You expressly agree to the transfer of personal information described in this section.

Retention of your personal information

This Section G details our data retention policies and procedures, designed to help us comply with our legal obligations regarding the retention and deletion of personal information. Personal information that we process for any purpose is not retained longer than necessary for that purpose or purposes. Without prejudice to Section G-2, we will generally delete personal data in these categories at the date and time specified below: This type of personal data will be deleted automatically after 36 months. Notwithstanding the other provisions of this Section G, we will retain documents (including electronic documents) containing personal data: To the extent we are required to do so by law; If we believe the documents may be relevant to any current or potential legal proceedings; and To establish, exercise or defend our legal rights (including providing information to others for fraud prevention and credit risk reduction purposes).

Security of your personal information

We will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information. We will store all personal information you provide to us on secure servers (password and firewall protected). All electronic financial transactions made through our website will be protected by encryption technologies. You acknowledge that the transmission of information over the Internet is inherently insecure, and that we cannot guarantee the security of your data sent over the Internet. You are responsible for maintaining the confidentiality of the password you use to access our website; we will not ask you for your password (except when you log in to our website).

Amendments

We may update this policy from time to time by posting a new version on our website. You should check this page periodically to ensure that you are aware of any changes to this policy. We may notify you of changes to this policy by e-mail or through our website's private messaging service

Your rights

You may ask us to provide you with any personal information that we hold about you; the transfer of such information will be subject to the following conditions: The presentation of sufficient proof of your identity (for these purposes, we generally accept a notarized photocopy of your passport plus an original copy of a utility bill showing your current address). We may retain the personal information you request to the extent permitted by law. You may ask us at any time not to process your personal information for marketing purposes. In practice, you will either expressly express your consent in advance for us to use your personal information for marketing purposes or we will provide you with an opportunity to opt-out of the use of your personal information for marketing purposes

Third party websites

Our website contains hyperlinks to third party websites and information about them. We have no control over these sites, and are not responsible for their privacy policies or practices.

Information update

Please let us know if the personal information we hold about you needs to be corrected or updated

Cookies

Our website uses cookies. A cookie is a file containing an identifier (a string of letters and numbers) sent by a web server to a web browser and stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies can be persistent or session: a persistent cookie is stored by the browser and remains valid until its expiration date, unless deleted by the user before that expiration date; as for a session cookie, it expires at the end of the user session when the browser is closed. Cookies generally do not contain any information that personally identifies a user, but the personal information we store about you may be linked to the information stored in and obtained by cookies. We only use session cookies and persistent cookies on our website

The names of the cookies we use on our website and the purposes for which we use them are described below: We use Google Analytics and Adwords on our website to: recognize a computer when a user visits the website/ track users as they navigate through the website/ enable the use of a shopping cart on the website/ improve the use of the website/ analyze website usage/ administer the website/ prevent fraud and improve website security/ customize the website for individual users/ send targeted advertisements that may be of interest to certain users; Most browsers allow you to refuse or accept cookies. For example, most browsers allow you to refuse or accept cookies: with Internet Explorer (version 10), you can block cookies by using the alternative cookie management settings available by clicking on Tools, Internet Options, Privacy and then Advanced; with Firefox (version 24), you can block all cookies by clicking on Tools, Options, Privacy and then selecting Use custom settings for history from the drop-down menu and unchecking Accept cookies from sites; and with Chrome (version 29), you can block all cookies by accessing the Customize and Control menu and then clicking on Settings, Show Advanced Settings and Content Settings and selecting Prevent Sites from Setting Data under the Cookies header. Blocking all cookies will have a negative impact on the use of many websites. If you block cookies, you will not be able to use the full functionality of our website. You can delete cookies already stored on your computer. Example: with Internet Explorer (version 10), you have to delete the cookie file manually (you can find instructions on how to do this here http://support.microsoft. com/kb/278835); with Firefox (version 24), you can delete cookies by clicking on Tools, Options, and Privacy, then selecting Use custom history settings and clicking on Show cookies, then Delete all cookies; and with Chrome (version 29), you can delete all cookies by accessing the Customize and Control menu and then clicking on Settings, Show Advanced Settings and Delete Browsing Data and then Delete Cookies and Other Sites Module Data before clicking on Delete Browsing Data. Deleting cookies will have a negative impact on the use of many websites